Terms & Conditions

1. About TheAngel

TheAngel is a regulated, tokenised early-stage investment marketplace. Investments are structured as ISIN-backed Actively Managed Certificates (AMCs) issued through ring-fenced Luxembourg securitisation compartments. Tokenisation is the delivery mechanism; the underlying instruments are regulated financial securities, not cryptocurrencies.

2. Acceptance of Terms

By accessing or using theangel.app (the "Platform"), you agree to these Terms & Conditions and all associated policies. If you do not agree, you must not use the Platform. We may update these terms periodically; continued use constitutes acceptance of the revised terms.

3. Eligibility

Access to investment opportunities is limited to eligible investors as determined by jurisdiction (including EU, UK, UAE, and US via Regulation S / Regulation D for accredited investors where applicable). You must complete KYC/AML verification before investing. We reserve the right to refuse or revoke access where eligibility or compliance requirements are not met.

4. Nature of Investments

Investments offered on the Platform:

• Are early-stage and carry a high risk of loss of capital, including total loss.
• Are structured as regulated AMCs, not direct equity in the underlying company and not crypto tokens.
• May offer secondary liquidity only during scheduled trading windows; liquidity is not guaranteed.
• Are subject to governance rights as defined in the relevant compartment documentation, not operational control of the startup.

Past performance and illustrative projections are not indicative of future results. You should seek independent financial, legal, and tax advice before investing.

5. Platform Use

You agree to use the Platform only for lawful purposes and in accordance with these terms. You must not attempt to circumvent KYC/AML controls, manipulate trading windows, misrepresent eligibility, or interfere with the Platform's security or integrity. We may suspend or terminate access for breach of these terms.

6. Intellectual Property

All content, branding, software, and materials on the Platform are owned by TheAngel or its licensors. You may not copy, modify, distribute, or exploit them without prior written consent, except for personal, non-commercial use of publicly available materials.

7. Limitation of Liability

To the fullest extent permitted by law, TheAngel and its affiliates shall not be liable for indirect, incidental, special, or consequential damages arising from use of the Platform or from investment decisions made in connection with it. Nothing in these terms excludes liability for fraud, death or personal injury caused by negligence, or any liability that cannot be excluded under applicable law.

8. Regulatory Status

Investments are issued through regulated Luxembourg securitisation structures managed by a licensed management company. TheAngel does not provide investment advice. Availability of offerings may vary by jurisdiction. Full regulatory disclosures are set out in the relevant offering and compartment documentation.

9. Governing Law

These terms are governed by the laws of Luxembourg, without regard to conflict-of-law principles. Disputes shall be subject to the exclusive jurisdiction of the courts of Luxembourg, subject to any mandatory consumer protections applicable in your jurisdiction.

10. Contact

For questions about these Terms & Conditions, contact us at legal@theangel.app.